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Citizens Security Life Insurance Company (Citizens) is a subsidiary of Citizens Financial Corporation (NASDAQ: CNFL). Citizens was incorporated in Kentucky and commenced business in 1965. Citizens is licensed to sell in the District of Columbia and 20 states primarily located in the South and Northeast. Citizens markets its portfolio of products through the personal producing general agent distribution system and presently has approximately 1,600 agents.

Citizens Security Life offers final expense life insurance with a three-tiered simplified issued application. The product has only two health questions for coverage with a delayed benefit (ROP+10% for three years). The other two tiers of the plan offer immediate coverage. This company has some of the lowest smoker rates in the nation and  can be written up to $35,000.

 “Citizens Security Life Website”

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